Improve cash flow efficiency
Visa’s commercial payment solutions help your business customers move money faster, streamline processes, and unlock working capital – giving them greater control and visibility over their cash flow.
More than managing cash
Cash flow is the lifeblood of every business. But inefficient payment processes can lead to delays, increased costs, and strained buyer and supplier relationships.
Visa’s suite of commercial payment solutions helps businesses:
Whether they’re buyers or suppliers, your customers can simplify their payables and receivables and optimise their working capital – so they can focus on growth, not process.
Explore how we can help you support your business customers with confidence
OPTIMISE CASH FLOW
Pay later and manage spend
Flexible credit terms offered on Visa’s card solutions free up working capital, helping buyers align outgoings with income and gain better control over liquidity and expenses.
DIGITISE SPEND MANAGEMENT
Streamline B2B payments and track usage in real time
Visa’s Virtual Card Engine enables secure, trackable supplier payments with built-in controls and enriched data that improve reconciliation and reduce overspend or fraud.
FIND OPPORTUNITIES TO PAY BY CARD
Reveal where card payments can deliver then most value
Visa’s analytics solutions reveal where switching to card can help corporates cut costs and streamline processes - showing the suppliers and spend areas with most impact.
STREAMLINE PAYMENTS
Improve efficiency with fully automated payments
Straight Through Processing (STP) delivers electronic payments directly to suppliers’ accounts, reducing manual tasks and costs, so finance teams can focus on strategic work.
EXTEND CARD BENEFITS TO MORE PAYMENTS
Use card rails to pay suppliers who don’t accept cards
Business Payments Solution Provider (BPSP) allows businesses to pay non-card suppliers using credit cards - unlocking working capital benefits across more payments.
ENABLE REAL-TIME PAYMENTS
Accelerate the movement of funds
Visa Direct powers secure, real-time1 payments directly to accounts - enabling fast fund disbursements and supplier payments to help businesses strengthen cash flow.
How Visa helps you deliver more value
Faster payments
Help clients accelerate receivables and optimise working capital.
Process automation
Offer solutions that minimise manual tasks and reduce errors.
Improved visibility
Enable clients to gain real-time insights into their cash flow and payments status.
Secure transactions
Provide advanced security and fraud prevention backed by Visa’s trusted network.
1. Actual fund availability for all Visa Direct transactions depends on various factors: Visa Direct for Card depends on receiving financial institution and region; Visa Direct for Account varies by receiving financial institution and account type, region, compliance processes, along with other factors; and Visa Direct for Wallet depends on receiving region and compliance processes.